Establishing credit poses a tricky Catch-22: You need credit to get credit.
It’s not an easy answer, but here’s what you should consider.
It’s got an old world feel, with modern updates.
Spoiler alert: It’s not a promise for a «new credit identity.»
How does moving to a brand new city sound? For some zodiac sun signs, like Cancers, it might sound terrible, as they’re prone to staying close to their family and are nostalgic for the «old neighborhood.» (Though, it might be a great experience for them to get out of their shells a bit!) (далее…)
In the world of credit, establishing a credit score of 850 is like being granted a lifetime achievement award. Both FICO and Vanguard—widely used credit-scoring models—consider 850 to be the highest possible credit score. The score is perfect. Exceptional. Untarnished. But… is it possible? (далее…)
For some people, a big backyard is a priority—as in a backyard that boasts hundreds of miles of trails perfect for weekends spent hiking and exploring. (далее…)
You consider yourself responsible with credit: You pay your bills on time and you don’t rack up any major credit card debt. And since you’re looking to apply for a mortgage sometime in the near future, you’ve been actively monitoring your credit. But since you’ve checked last month, your score has gone down. (далее…)
Maybe you’re afraid of racking up too much debt. Or, perhaps you fall into an «anti-credit card» category who loathes the potential of paying interest. It could just be that your debit card is at the front of your wallet and, by default, gets swiped far more than your credit card. (далее…)
You know a strong credit score will help you get into your next home. To get specific, if you’re renting, landlords like to see a score of at least 650 before they start asking for extra deposits and guarantors. If you’re taking out a mortgage, a score that’s 760 or above is the magic number that will get you the best interest rate on a home loan. (далее…)