Архив автора: Rebecca Renner

Enjoy Renting Because Homeownership Really Does Suck Up All Your Cash

You saved up that down payment—and those extra closing costs. The furniture has been bought and the rooms have been painted. You’ve sent the movers a deposit and even paid your first mortgage payment! You’re past the most stressful financial part of homeownership, right? Not so fast. A large portion of American homeowners say they’re still facing financial anxiety—even after move-in day. (далее…)

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The Worst Savings Advice Experts Have Ever Heard

Even if you’ve just started to save for a big purchase like a home or for retirement, you’ve probably already run into plenty of bad advice. Everyone, especially your family, seems to have an opinion on where your hard-earned money should go. But not everyone knows what they’re talking about. (Sorry, Nana!) Luckily, five money experts weigh in on the worst savings advice they’ve ever heard. Better still, they’ll tell you how to fix it: (далее…)

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6 Helpful Decluttering Tips, According to People Who Have Moved 10+ Times

When you move a lot, you tend to reflect on all of your stuff a little more often than the average person. If you’ve been living in the same space for years—or decades—your trinkets give you a sense of stability and ownership. But when you’re paying movers by the hour, all that extra stuff starts losing its sentimental charm and instead can look like expensive dead weight. (далее…)

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The Best Free Credit Score Sites, According to Experts

Checking your credit score regularly is smart, especially if you’re planning to buy a home. You shouldn’t have to pay for a monitoring service to help you keep your credit on track, either. Fortunately, you can choose from a variety of free credit score sites and apps to keep tabs on your numbers. But with so many options, which is the best? (далее…)

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50 Things to Toss When Moving (Or Just Because You Want to Declutter)

If you’re about to move, you don’t want to take everything with you. That can get heavy—and expensive. At the same time, resist the urge to toss everything out. Even if your stuff doesn’t need to travel with you, that doesn’t mean that its life is over. Sell or donate your items whenever you can. (далее…)

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How to Help Your Credit Score Bounce Back from Holiday Purchases

Now that we’re settled in the New Year, you may have noticed that your credit score has taken a hit after some overly joyous holiday spending. You’re not the only one: A recent report from Marcus by Goldman Sachs says almost half of the U.S. (48 percent) carries a balance or goes into credit card debt over the holidays due to travel, entertaining, and gift costs. While this can make for an exciting holiday season, it usually leaves our wallets—and credit scores—hurting. While a credit score decline may be digestible for some, it can be especially scary if you plan to buy a house or rent an apartment sometime soon. Don’t panic: Get back on track by following this expert advice for some quick damage control: (далее…)

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