Budgeting can be pretty hard—especially on a measly income. And some places, it’s nearly impossible to live a full life on your income alone—so you’re likely to slip into debt to pay the bills. Though it’s not ideal, for many it’s just the way it is. But in other places, it’s much, much easier—like in San Jose, California. Despite having one of the highest costs of living in the country, people in San Jose are more likely to «live within their means,» and keep their debt to a relative low in comparison to their income, according to a new study by LendingTree.